LCD Group is Accepting Applications

Commercial Credit Officer

Lewis & Clark Development Group is now accepting applications for a Commercial Credit officer. The planned starting date for the position is October 1, 2019.

Position: This regular full-time position reports to the Executive Director of the Lewis & Clark Regional Development Council (LCRDC) and provides commercial credit analysis services to clients of the LCRDC as well as professional support services to the Commercial Lenders for programs such as the SBA 504, USDA Rural Development
Intermediary Loan Program (IRP), North Dakota Opportunity Fund (NDOF) and other commercial financial programs. Experience in all areas of commercial loan production is paramount to this position.



  • Qualify prospects by collecting and analyzing financial and related data in order to determine the general credit worthiness and eligibility of the prospect and the merits of the specific loan requests
  • Prepare initial credit narrative and assist in annual reviews and rating of the credit over the life of the loan
  • Recognize developing problems and bring them to the attention of management while assisting with developing a strategy for troubled credits, to return the credit to a pass rating or exit strategy


  • Prepare all commercial loan documents pertaining to application, closing and servicing and ensure file completeness
  • Prepare and maintain paper and electronic loan files
  • Order third party verifications (Environmental Reports, Credit, OFAC, etc.)
  • File and maintain all security documents (Mortgages, UCCs, etc.)
  • Set up and monitor loan ticklers pertaining to on-going servicing
  • Field inquiries pertaining to LCRDC programs


  • Ensure compliance with all state and federal regulations and internal company policies including but not limited to:
    • SBA 504 Standard Operating Procedure (SOP)
    • Economic Development Administration (EDA) regulations
    • USDA Rural Development regulations
    • Department of Housing and Urban Development (HUD) and Community Development Block Grant (CDBG) regulations
    • Anti-Money Laundering, Fair Lending, Truth in Lending, U.S.A. Patriot Act, Privacy, and Anti-Discrimination


  • Bachelor’s degree (B.A.) in finance, or a related field preferred but not required
  • In-depth financial product knowledge
  • Excellent communication, listening and math skills and exceptional attention to detail
  • Notary Public
  • Knowledge of handling, processing and/or ordering good standing certificates, entity documents, credit reports, liens, judgments, taxes, UCC searches and filings, insurance, and flood requirements
  • Ability to identify client needs and make credit decisions
  • Proficient with Microsoft Office programs
  • Thorough understanding of commercial lending and small business operations
  • Thorough understanding of personal and commercial financial statements
  • Ability to work well in a team environment
  • Strong commitment to the mission of LCRDC

To Apply: Applications may be submitted to LCD Group Executive Director Brent Ekstrom at or mailed to Lewis & Clark RDC, 200 1st Avenue NW, Mandan, ND 58554.

For more information, please contact Lewis & Clark Development Group at (701) 667-7600 or visit

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