Home LoansLewis & Clark Development Group
DREAM Fund – Single Family Homes
Essential Public Employee Program (EP2)
The Essential Public Employee Program (EP2) is a down payment and closing cost assistance program for individuals employed by a city, county, school district, medical or long-term care facility, the state of North Dakota, or others as determined by Lewis & Clark Development Group.
Loans are up to $10,000 with interest rates as low as two percent (4%) for up to ten years. All eligible applicants must meet minimum down payment requirements. The EP2 Program can be used to avoid mortgage insurance for a more affordable down payment. This program works with any bank or credit union in North Dakota.