Home LoansLewis & Clark Development Group
DREAM Fund – Single Family Homes
Essential Public Employee Program (EP2)
The Essential Public Employee Program (EP2) is a down payment and closing cost assistance programfor individuals employed by a city, county, school district, medical or long-term care facility, the state of North Dakota, or others as determined by Lewis & Clark Development Group.
Loans are up to $10,000 with interest rates as low as two percent (2%) for up to ten years. Eligible applicants must meet minimum down payment requirements or avoid mortgage insurance for moreaffordable house payments. This program works with any bank or credit union in North Dakota.